CNB FINANCIAL CORP/PA (CCNEP)
State Commercial Banks · Financial Services · $1.1B
Intrinsic Value (Consensus)
$62.96
Current Price
$49.80
Margin of Safety
+26.4%
26.4% Below Intrinsic Value
Value: $63
Price: $50
Valuation Model Estimates
Current Price: $49.80
DCF (Discounted Cash Flow)
$129.52
Graham Number
$47.97
Earnings Power Value
$24.17
Relative Value (P/E)
$49.80
Dividend Discount Model
$63.33
Consensus Value
$62.96
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $2.49
- EPS (Forward)
- $2.99
- Book Value
- $41.07
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 7.6%
- Debt/Equity
- 8%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.4%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance