CITIZENS FINANCIAL GROUP INC/RI (CFG-PE)

State Commercial Banks · Financial Services · $32.9B

undervalued
Intrinsic Value (Consensus)
$114.15
Current Price
$77.20
Margin of Safety
+47.9%
47.9% Below Intrinsic Value
Value: $114
Price: $77

Valuation Model Estimates

Current Price: $77.20
DCF (Discounted Cash Flow)
$229.51
Graham Number
$73.25
Earnings Power Value
$37.48
Relative Value (P/E)
$77.20
Dividend Discount Model
$153.33
Consensus Value
$114.15

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$3.86
EPS (Forward)
$4.63
Book Value
$61.77
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
7.0%
Debt/Equity
43%
Revenue Growth
6.7%
Earnings Growth
20.0%
Dividend Yield
0.6%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance