CITIZENS FINANCIAL GROUP INC/RI (CFG-PI)
State Commercial Banks · Financial Services · $32.9B
Intrinsic Value (Consensus)
$114.15
Current Price
$77.20
Margin of Safety
+47.9%
47.9% Below Intrinsic Value
Value: $114
Price: $77
Valuation Model Estimates
Current Price: $77.20
DCF (Discounted Cash Flow)
$229.51
Graham Number
$73.25
Earnings Power Value
$37.48
Relative Value (P/E)
$77.20
Dividend Discount Model
$153.33
Consensus Value
$114.15
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $3.86
- EPS (Forward)
- $4.63
- Book Value
- $61.77
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 7.0%
- Debt/Equity
- 43%
- Revenue Growth
- 6.7%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.6%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance