Dime Commercial Bancshares, Inc. /NY/ (DCBG)

National Commercial Banks · Financial Services · $2.1B

overvalued
Intrinsic Value (Consensus)
$37.43
Current Price
$47.20
Margin of Safety
-20.7%
20.7% Above Intrinsic Value
Value: $37
Price: $47

Valuation Model Estimates

Current Price: $47.20
DCF (Discounted Cash Flow)
$193.12
Graham Number
$42.17
Earnings Power Value
$22.91
Relative Value (P/E)
$47.20
Dividend Discount Model
$320.00
Consensus Value
$37.43

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.36
EPS (Forward)
$2.83
Book Value
$33.50
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
7.5%
Debt/Equity
Revenue Growth
19.0%
Earnings Growth
20.0%
Dividend Yield
2.0%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance