FIRST CITIZENS BANCSHARES INC /DE/ (FCNCO)
State Commercial Banks · Financial Services · $43.0B
Intrinsic Value (Consensus)
$2397.16
Current Price
$3304.80
Margin of Safety
-27.5%
27.5% Above Intrinsic Value
Value: $2397
Price: $3305
Valuation Model Estimates
Current Price: $3304.80
DCF (Discounted Cash Flow)
$2157.91
Graham Number
$2521.65
Earnings Power Value
$1604.27
Relative Value (P/E)
$3304.80
Dividend Discount Model
$25.30
Consensus Value
$2397.16
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $165.24
- EPS (Forward)
- $168.54
- Book Value
- $1710.29
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 9.9%
- Debt/Equity
- 161%
- Revenue Growth
- -2.2%
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.1%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance