HCI Group, Inc. (HCI)

Fire, Marine & Casualty Insurance · Financial Services · $5.9B

overvalued
Intrinsic Value (Consensus)
$352.86
Current Price
$454.40
Margin of Safety
-22.3%
22.3% Above Intrinsic Value
Value: $353
Price: $454

Valuation Model Estimates

Current Price: $454.40
DCF (Discounted Cash Flow)
$1602.36
Graham Number
$203.11
Earnings Power Value
$220.58
Relative Value (P/E)
$454.40
Dividend Discount Model
$533.33
Consensus Value
$352.86

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$22.72
EPS (Forward)
$27.26
Book Value
$80.70
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
28.7%
Debt/Equity
23%
Revenue Growth
316.4%
Earnings Growth
20.0%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance