OppFi Inc. (OPFI-WT)

Finance Services · Financial Services · $270M

overvalued
Intrinsic Value (Consensus)
$13.06
Current Price
$19.80
Margin of Safety
-34%
34% Above Intrinsic Value
Value: $13
Price: $20

Valuation Model Estimates

Current Price: $19.80
DCF (Discounted Cash Flow)
$1173.41
Graham Number
$9.78
Earnings Power Value
$9.61
Relative Value (P/E)
$19.80
Dividend Discount Model
$83.33
Consensus Value
$13.06

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$0.99
EPS (Forward)
$1.19
Book Value
$4.29
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
45.0%
Debt/Equity
85%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
1.3%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance