REGIONS FINANCIAL CORP (RF-PC)

National Commercial Banks · Financial Services · $41.2B

undervalued
Intrinsic Value (Consensus)
$56.24
Current Price
$46.00
Margin of Safety
+22.3%
22.3% Below Intrinsic Value
Value: $56
Price: $46

Valuation Model Estimates

Current Price: $46.00
DCF (Discounted Cash Flow)
$91.38
Graham Number
$33.16
Earnings Power Value
$22.33
Relative Value (P/E)
$46.00
Dividend Discount Model
$88.33
Consensus Value
$56.24

Model Assumptions

Discount Rate
10.3%
Growth Rate
19.2%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.30
EPS (Forward)
$2.74
Book Value
$21.25
P/E Ratio
20.0
Forward P/E
16.8
PEG Ratio
ROE
11.3%
Debt/Equity
22%
Revenue Growth
N/A
Earnings Growth
19.2%
Dividend Yield
0.6%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance