Synchrony Financial (SYF-PB)

Finance Services · Financial Services · $62.5B

overvalued
Intrinsic Value (Consensus)
$125.87
Current Price
$185.60
Margin of Safety
-32.2%
32.2% Above Intrinsic Value
Value: $126
Price: $186

Valuation Model Estimates

Current Price: $185.60
DCF (Discounted Cash Flow)
$505.60
Graham Number
$101.92
Earnings Power Value
$90.10
Relative Value (P/E)
$185.60
Dividend Discount Model
$17.03
Consensus Value
$125.87

Model Assumptions

Discount Rate
10.3%
Growth Rate
8.5%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$9.28
EPS (Forward)
$10.07
Book Value
$49.75
P/E Ratio
20.0
Forward P/E
18.4
PEG Ratio
ROE
21.2%
Debt/Equity
91%
Revenue Growth
N/A
Earnings Growth
8.5%
Dividend Yield
0.2%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance