Unum Group (UNMA)
Accident & Health Insurance · Financial Services · $14.8B
Intrinsic Value (Consensus)
$61.54
Current Price
$85.40
Margin of Safety
-27.9%
27.9% Above Intrinsic Value
Value: $62
Price: $85
Valuation Model Estimates
Current Price: $85.40
DCF (Discounted Cash Flow)
$40.72
Graham Number
$78.60
Earnings Power Value
$41.46
Relative Value (P/E)
$85.40
Dividend Discount Model
Not applicable
—
Consensus Value
$61.54
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $4.27
- EPS (Forward)
- $4.36
- Book Value
- $64.30
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 6.6%
- Debt/Equity
- 34%
- Revenue Growth
- 1.5%
- Earnings Growth
- 2.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance