US BANCORP \DE\ (USB-PQ)
National Commercial Banks · Financial Services · $147.8B
Intrinsic Value (Consensus)
$114.84
Current Price
$92.40
Margin of Safety
+24.3%
24.3% Below Intrinsic Value
Value: $115
Price: $92
Valuation Model Estimates
Current Price: $92.40
DCF (Discounted Cash Flow)
$198.56
Graham Number
$65.08
Earnings Power Value
$44.85
Relative Value (P/E)
$92.40
Dividend Discount Model
$173.33
Consensus Value
$114.84
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $4.62
- EPS (Forward)
- $5.54
- Book Value
- $40.75
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 11.6%
- Debt/Equity
- 61%
- Revenue Growth
- 4.4%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.6%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance