American Coastal Insurance Corporation (ACIC)
Insurance - Property & Casualty · Financial Services · $509M
Intrinsic Value (Consensus)
$32.98
Current Price
$10.52
Margin of Safety
+213.5%
213.5% Below Intrinsic Value
Value: $33
Price: $11
Valuation Model Estimates
Current Price: $10.52
DCF (Discounted Cash Flow)
$43.86
Graham Number
$17.62
Earnings Power Value
$28.79
Relative Value (P/E)
$42.03
Dividend Discount Model
$32.61
Consensus Value
$32.98
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
A
83
Profitability
25/25
Strength
23/25
Valuation
22/25
Growth
13/25
Financial Health Signals
Strong profitability — ROE of 34% (above 20% is excellent)
High free cash flow yield (13.9%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.10
- EPS (Forward)
- $2.21
- Book Value
- $6.57
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 33.6%
- Debt/Equity
- 47%
- Revenue Growth
- 13.1%
- Earnings Growth
- 5.0%
- Dividend Yield
- 1.7%
- Beta
- -0.52
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Data last updated: 2026-06-21
Source: Yahoo Finance