American Coastal Insurance Corporation (ACIC)

Insurance - Property & Casualty · Financial Services · $506M

undervalued
Intrinsic Value (Consensus)
$37.61
Current Price
$10.45
Margin of Safety
+259.9%
259.9% Below Intrinsic Value
Value: $38
Price: $10

Valuation Model Estimates

Current Price: $10.45
DCF (Discounted Cash Flow)
$68.75
Graham Number
$17.83
Earnings Power Value
$20.87
Relative Value (P/E)
$43.00
Dividend Discount Model
$250.00
Consensus Value
$37.61

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.15
EPS (Forward)
$2.58
Book Value
$6.57
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
33.6%
Debt/Equity
47%
Revenue Growth
13.1%
Earnings Growth
20.0%
Dividend Yield
1.7%
Beta
-0.52

Data last updated: 2026-06-12

Source: Yahoo Finance