ACNB Corporation (ACNB)
Banks - Regional · Financial Services · $592M
Intrinsic Value (Consensus)
$68.01
Current Price
$57.24
Margin of Safety
+18.8%
18.8% Below Intrinsic Value
Value: $68
Price: $57
Valuation Model Estimates
Current Price: $57.24
DCF (Discounted Cash Flow)
$98.96
Graham Number
$66.89
Earnings Power Value
$51.39
Relative Value (P/E)
$97.90
Dividend Discount Model
$24.90
Consensus Value
$68.01
Model Assumptions
Discount Rate
10.3%
Growth Rate
9.9%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
73
Profitability
15/25
Strength
20/25
Valuation
19/25
Growth
19/25
Financial Health Signals
High free cash flow yield (8.9%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $4.89
- EPS (Forward)
- $5.38
- Book Value
- $40.62
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 8.8%
- Debt/Equity
- 61%
- Revenue Growth
- 45.1%
- Earnings Growth
- 9.9%
- Dividend Yield
- 0.5%
- Beta
- 0.87
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Data last updated: 2026-06-21
Source: Yahoo Finance