ACNB Corporation (ACNB)

Banks - Regional · Financial Services · $587M

fair
Intrinsic Value (Consensus)
$57.20
Current Price
$57.50
Margin of Safety
-0.5%
0.5% Above Intrinsic Value
Value: $57
Price: $58

Valuation Model Estimates

Current Price: $57.50
DCF (Discounted Cash Flow)
$64.47
Graham Number
$57.36
Earnings Power Value
$34.95
Relative Value (P/E)
$72.00
Dividend Discount Model
$4.58
Consensus Value
$57.20

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$3.60
EPS (Forward)
$3.67
Book Value
$40.62
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
8.8%
Debt/Equity
61%
Revenue Growth
45.1%
Earnings Growth
2.0%
Dividend Yield
0.5%
Beta
0.88

Data last updated: 2026-06-12

Source: Yahoo Finance