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Enact Holdings, Inc. (ACT)

Insurance - Specialty ยท Financial Services ยท $5.9B

undervalued
Intrinsic Value (Consensus)
$79.90
Current Price
$42.41
Margin of Safety
+88.4%
88.4% Below Intrinsic Value
Value: $80
Price: $42

Valuation Model Estimates

Current Price: $42.41
DCF (Discounted Cash Flow)
$101.29
Graham Number
$62.93
Earnings Power Value
$63.16
Relative Value (P/E)
$92.22
Dividend Discount Model
Not applicable
โ€”
Consensus Value
$79.90

Model Assumptions

Discount Rate
10.3%
Growth Rate
5.6%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
75
Profitability
18/25
Strength
25/25
Valuation
22/25
Growth
10/25

Financial Health Signals

Low debt โ€” conservative balance sheet
High free cash flow yield (10.4%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$4.61
EPS (Forward)
$4.87
Book Value
$38.17
P/E Ratio
20.0
Forward P/E
19.3
PEG Ratio
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ROE
12.6%
Debt/Equity
14%
Revenue Growth
2.8%
Earnings Growth
5.6%
Dividend Yield
N/A
Beta
0.47

Data last updated: 2026-06-21

Source: Yahoo Finance