Affinity Bancshares, Inc. (AFBI)
Banks - Regional · Financial Services · $137M
Intrinsic Value (Consensus)
$20.97
Current Price
$22.52
Margin of Safety
-6.9%
6.9% Above Intrinsic Value
Value: $21
Price: $23
Valuation Model Estimates
Current Price: $22.52
DCF (Discounted Cash Flow)
$86.31
Graham Number
$24.59
Earnings Power Value
$12.52
Relative Value (P/E)
$25.80
Dividend Discount Model
Not applicable
—
Consensus Value
$20.97
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.29
- EPS (Forward)
- $1.55
- Book Value
- $20.84
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 6.6%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- N/A
- Beta
- -0.04
Data last updated: 2026-06-12
Source: Yahoo Finance