Aflac Incorporated (AFL)

Insurance - Life · Financial Services · $60.0B

overvalued
Intrinsic Value (Consensus)
$87.67
Current Price
$117.80
Margin of Safety
-25.6%
25.6% Above Intrinsic Value
Value: $88
Price: $118

Valuation Model Estimates

Current Price: $117.80
DCF (Discounted Cash Flow)
$53.93
Graham Number
$94.15
Earnings Power Value
$66.21
Relative Value (P/E)
$136.40
Dividend Discount Model
Not applicable
Consensus Value
$87.67

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$6.82
EPS (Forward)
$6.96
Book Value
$57.76
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
12.4%
Debt/Equity
Revenue Growth
-9.3%
Earnings Growth
2.0%
Dividend Yield
N/A
Beta
0.61

Data last updated: 2026-06-12

Source: Yahoo Finance