Ally Financial Inc. (ALLY)
Financial - Credit Services · Financial Services · $14.0B
Intrinsic Value (Consensus)
$62.73
Current Price
$45.50
Margin of Safety
+37.9%
37.9% Below Intrinsic Value
Value: $63
Price: $46
Valuation Model Estimates
Current Price: $45.50
DCF (Discounted Cash Flow)
$48.98
Graham Number
$71.08
Earnings Power Value
$41.80
Relative Value (P/E)
$89.08
Dividend Discount Model
$4.35
Consensus Value
$62.73
Model Assumptions
Discount Rate
10.3%
Growth Rate
3.8%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
59
Profitability
15/25
Strength
15/25
Valuation
22/25
Growth
7/25
Financial Health Signals
Elevated debt — Debt/Equity ratio is 110%
High free cash flow yield (22.7%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $4.45
- EPS (Forward)
- $4.62
- Book Value
- $50.42
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 5.5%
- Debt/Equity
- 110%
- Revenue Growth
- 3.8%
- Earnings Growth
- 3.8%
- Dividend Yield
- 0.6%
- Beta
- 1.06
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Data last updated: 2026-06-21
Source: Yahoo Finance