Ally Financial Inc. (ALLY)

Financial - Credit Services · Financial Services · $13.6B

undervalued
Intrinsic Value (Consensus)
$55.56
Current Price
$44.37
Margin of Safety
+25.2%
25.2% Below Intrinsic Value
Value: $56
Price: $44

Valuation Model Estimates

Current Price: $44.37
DCF (Discounted Cash Flow)
$483.53
Graham Number
$51.85
Earnings Power Value
$23.01
Relative Value (P/E)
$47.40
Dividend Discount Model
$100.00
Consensus Value
$55.56

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.37
EPS (Forward)
$2.84
Book Value
$50.42
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
5.5%
Debt/Equity
110%
Revenue Growth
3.8%
Earnings Growth
20.0%
Dividend Yield
0.6%
Beta
1.09

Data last updated: 2026-06-12

Source: Yahoo Finance