Alerus Financial Corporation (ALRS)
Banks - Regional · Financial Services · $761M
Intrinsic Value (Consensus)
$17.07
Current Price
$30.30
Margin of Safety
-43.7%
43.7% Above Intrinsic Value
Value: $17
Price: $30
Valuation Model Estimates
Current Price: $30.30
DCF (Discounted Cash Flow)
$29.58
Graham Number
$18.51
Earnings Power Value
$6.60
Relative Value (P/E)
$13.60
Dividend Discount Model
$2.53
Consensus Value
$17.07
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $0.68
- EPS (Forward)
- $0.69
- Book Value
- $22.41
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 3.1%
- Debt/Equity
- 10%
- Revenue Growth
- N/A
- Earnings Growth
- 2.0%
- Dividend Yield
- 1.5%
- Beta
- 0.71
Data last updated: 2026-06-12
Source: Yahoo Finance