Amalgamated Financial Corp. (AMAL)
Banks - Regional · Financial Services · $1.3B
Intrinsic Value (Consensus)
$48.65
Current Price
$43.98
Margin of Safety
+10.6%
10.6% Below Intrinsic Value
Value: $49
Price: $44
Valuation Model Estimates
Current Price: $43.98
DCF (Discounted Cash Flow)
$98.08
Graham Number
$42.85
Earnings Power Value
$38.65
Relative Value (P/E)
$44.97
Dividend Discount Model
$18.72
Consensus Value
$48.65
Model Assumptions
Discount Rate
10.3%
Growth Rate
13.1%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
61
Profitability
18/25
Strength
18/25
Valuation
15/25
Growth
10/25
Financial Health Signals
High free cash flow yield (10.2%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $3.44
- EPS (Forward)
- $3.89
- Book Value
- $23.70
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 14.8%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 13.1%
- Dividend Yield
- 0.2%
- Beta
- 0.77
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-21
Source: Yahoo Finance