Arrow Financial Corporation (AROW)
Banks - Regional · Financial Services · $659M
Intrinsic Value (Consensus)
$64.18
Current Price
$39.86
Margin of Safety
+61%
61% Below Intrinsic Value
Value: $64
Price: $40
Valuation Model Estimates
Current Price: $39.86
DCF (Discounted Cash Flow)
$102.69
Graham Number
$39.47
Earnings Power Value
$25.73
Relative Value (P/E)
$53.00
Dividend Discount Model
$100.00
Consensus Value
$64.18
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $2.65
- EPS (Forward)
- $3.18
- Book Value
- $26.13
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 10.2%
- Debt/Equity
- 1%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.6%
- Beta
- 0.76
Data last updated: 2026-06-12
Source: Yahoo Finance