Associated Banc-Corp logo

Associated Banc-Corp (ASB)

Banks - Regional ยท Financial Services ยท $4.8B

undervalued
Intrinsic Value (Consensus)
$46.72
Current Price
$29.21
Margin of Safety
+59.9%
59.9% Below Intrinsic Value
Value: $47
Price: $29

Valuation Model Estimates

Current Price: $29.21
DCF (Discounted Cash Flow)
$49.64
Graham Number
$44.74
Earnings Power Value
$33.33
Relative Value (P/E)
$59.17
Dividend Discount Model
Not applicable
โ€”
Consensus Value
$46.72

Model Assumptions

Discount Rate
10.3%
Growth Rate
6.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
69
Profitability
15/25
Strength
25/25
Valuation
22/25
Growth
7/25

Financial Health Signals

Declining revenue โ€” top line is shrinking
Low debt โ€” conservative balance sheet
High free cash flow yield (10.8%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$2.96
EPS (Forward)
$3.14
Book Value
$30.07
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
โ€”
ROE
9.5%
Debt/Equity
20%
Revenue Growth
-11.0%
Earnings Growth
6.0%
Dividend Yield
N/A
Beta
0.76

Data last updated: 2026-06-21

Source: Yahoo Finance