Atlanticus Holdings Corporation (ATLC)
Financial - Credit Services · Financial Services · $1.5B
Intrinsic Value (Consensus)
$76.33
Current Price
$100.15
Margin of Safety
-23.8%
23.8% Above Intrinsic Value
Value: $76
Price: $100
Valuation Model Estimates
Current Price: $100.15
DCF (Discounted Cash Flow)
$82.58
Graham Number
$80.03
Earnings Power Value
$41.96
Relative Value (P/E)
$100.76
Dividend Discount Model
Not applicable
—
Consensus Value
$76.33
Model Assumptions
Discount Rate
10.3%
Growth Rate
14.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
68
Profitability
22/25
Strength
15/25
Valuation
9/25
Growth
22/25
Financial Health Signals
High volatility — Beta of 2.09 means 2x+ market swings
Strong profitability — ROE of 20% (above 20% is excellent)
High free cash flow yield (42.2%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $7.06
- EPS (Forward)
- $8.06
- Book Value
- $40.35
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 20.1%
- Debt/Equity
- —
- Revenue Growth
- 50.1%
- Earnings Growth
- 14.3%
- Dividend Yield
- N/A
- Beta
- 2.09
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Data last updated: 2026-06-21
Source: Yahoo Finance