AMES NATIONAL CORP (ATLO)
National Commercial Banks · Financial Services · $262M
Intrinsic Value (Consensus)
$25.66
Current Price
$29.60
Margin of Safety
-13.3%
13.3% Above Intrinsic Value
Value: $26
Price: $30
Valuation Model Estimates
Current Price: $29.60
DCF (Discounted Cash Flow)
$45.82
Graham Number
$27.96
Earnings Power Value
$14.37
Relative Value (P/E)
$29.60
Dividend Discount Model
$10.57
Consensus Value
$25.66
Model Assumptions
Discount Rate
10.3%
Growth Rate
8.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.48
- EPS (Forward)
- $1.60
- Book Value
- $23.47
- P/E Ratio
- 20.0
- Forward P/E
- 18.5
- PEG Ratio
- —
- ROE
- 9.2%
- Debt/Equity
- 9%
- Revenue Growth
- N/A
- Earnings Growth
- 8.0%
- Dividend Yield
- 0.8%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance