Ames National Corporation (ATLO)
Banks - Regional · Financial Services · $261M
Intrinsic Value (Consensus)
$39.75
Current Price
$29.48
Margin of Safety
+34.8%
34.8% Below Intrinsic Value
Value: $40
Price: $29
Valuation Model Estimates
Current Price: $29.48
DCF (Discounted Cash Flow)
$41.44
Graham Number
$35.80
Earnings Power Value
$33.24
Relative Value (P/E)
$48.54
Dividend Discount Model
$4.99
Consensus Value
$39.75
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.5%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
66
Profitability
15/25
Strength
25/25
Valuation
22/25
Growth
4/25
Financial Health Signals
Low debt — conservative balance sheet
Key Financials
- EPS (TTM)
- $2.43
- EPS (Forward)
- $2.49
- Book Value
- $23.47
- P/E Ratio
- 20.0
- Forward P/E
- 18.5
- PEG Ratio
- —
- ROE
- 9.2%
- Debt/Equity
- 9%
- Revenue Growth
- N/A
- Earnings Growth
- 2.5%
- Dividend Yield
- 0.8%
- Beta
- 0.28
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Data last updated: 2026-06-21
Source: Yahoo Finance