Auburn National Bancorporation, Inc. (AUBN)
Banks - Regional · Financial Services · $89M
Intrinsic Value (Consensus)
$37.86
Current Price
$25.38
Margin of Safety
+49.2%
49.2% Below Intrinsic Value
Value: $38
Price: $25
Valuation Model Estimates
Current Price: $25.38
DCF (Discounted Cash Flow)
$37.20
Graham Number
Not applicable
—
Earnings Power Value
$31.05
Relative Value (P/E)
$45.33
Dividend Discount Model
Not applicable
—
Consensus Value
$37.86
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
54
Profitability
10/25
Strength
18/25
Valuation
22/25
Growth
4/25
Financial Health Signals
High free cash flow yield (12.3%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.27
- EPS (Forward)
- $2.31
- Book Value
- —
- P/E Ratio
- 20.0
- Forward P/E
- 17.6
- PEG Ratio
- —
- ROE
- N/A
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 2.0%
- Dividend Yield
- N/A
- Beta
- 0.45
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Data last updated: 2026-06-21
Source: Yahoo Finance