Axos Financial, Inc. (AX)
Banks - Regional · Financial Services · $5.0B
Intrinsic Value (Consensus)
$131.62
Current Price
$88.09
Margin of Safety
+49.4%
49.4% Below Intrinsic Value
Value: $132
Price: $88
Valuation Model Estimates
Current Price: $88.09
DCF (Discounted Cash Flow)
$212.11
Graham Number
$94.46
Earnings Power Value
$70.77
Relative Value (P/E)
$149.13
Dividend Discount Model
Not applicable
—
Consensus Value
$131.62
Model Assumptions
Discount Rate
10.3%
Growth Rate
17.7%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
A
81
Profitability
22/25
Strength
24/25
Valuation
22/25
Growth
13/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (18% YoY)
High free cash flow yield (8.3%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $8.41
- EPS (Forward)
- $9.91
- Book Value
- $47.13
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 16.1%
- Debt/Equity
- 12%
- Revenue Growth
- 1.8%
- Earnings Growth
- 17.7%
- Dividend Yield
- N/A
- Beta
- 1.26
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Data last updated: 2026-06-21
Source: Yahoo Finance