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American Express Company (AXP)

Financial - Credit Services ยท Financial Services ยท $230.5B

overvalued
Intrinsic Value (Consensus)
$254.50
Current Price
$338.04
Margin of Safety
-24.7%
24.7% Above Intrinsic Value
Value: $255
Price: $338

Valuation Model Estimates

Current Price: $338.04
DCF (Discounted Cash Flow)
$460.31
Graham Number
$133.81
Earnings Power Value
$154.01
Relative Value (P/E)
$269.86
Dividend Discount Model
$37.58
Consensus Value
$254.50

Model Assumptions

Discount Rate
10.3%
Growth Rate
16.6%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
65
Profitability
25/25
Strength
15/25
Valuation
9/25
Growth
16/25

Financial Health Signals

Elevated debt โ€” Debt/Equity ratio is 168%
Strong profitability โ€” ROE of 32% (above 20% is excellent)
Strong earnings growth (17% YoY)

Key Financials

EPS (TTM)
$16.21
EPS (Forward)
$18.91
Book Value
$49.08
P/E Ratio
20.0
Forward P/E
18.2
PEG Ratio
โ€”
ROE
32.4%
Debt/Equity
168%
Revenue Growth
6.4%
Earnings Growth
16.6%
Dividend Yield
0.3%
Beta
1.04

Data last updated: 2026-06-21

Source: Yahoo Finance