Banc of California, Inc. (BANC)
Banks - Regional · Financial Services · $3.1B
Intrinsic Value (Consensus)
$48.98
Current Price
$20.10
Margin of Safety
+143.7%
143.7% Below Intrinsic Value
Value: $49
Price: $20
Valuation Model Estimates
Current Price: $20.10
DCF (Discounted Cash Flow)
$112.53
Graham Number
$28.30
Earnings Power Value
$17.46
Relative Value (P/E)
$39.46
Dividend Discount Model
$47.17
Consensus Value
$48.98
Model Assumptions
Discount Rate
10.3%
Growth Rate
25.5%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
76
Profitability
15/25
Strength
23/25
Valuation
22/25
Growth
16/25
Financial Health Signals
Strong earnings growth (26% YoY)
Key Financials
- EPS (TTM)
- $1.55
- EPS (Forward)
- $1.94
- Book Value
- $23.04
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 6.5%
- Debt/Equity
- 58%
- Revenue Growth
- 4.2%
- Earnings Growth
- 25.5%
- Dividend Yield
- 1.7%
- Beta
- 0.76
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Data last updated: 2026-06-21
Source: Yahoo Finance