Beacon Financial Corp (BBT)
Savings Institutions, Not Federally Chartered · Financial Services · $1.7B
Intrinsic Value (Consensus)
$24.14
Current Price
$20.60
Margin of Safety
+17.2%
17.2% Below Intrinsic Value
Value: $24
Price: $21
Valuation Model Estimates
Current Price: $20.60
DCF (Discounted Cash Flow)
$39.71
Graham Number
$26.23
Earnings Power Value
$10.00
Relative Value (P/E)
$20.60
Dividend Discount Model
$6.08
Consensus Value
$24.14
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.03
- EPS (Forward)
- $1.08
- Book Value
- $29.69
- P/E Ratio
- 20.0
- Forward P/E
- 19.0
- PEG Ratio
- —
- ROE
- 3.6%
- Debt/Equity
- 32%
- Revenue Growth
- -30.7%
- Earnings Growth
- 5.0%
- Dividend Yield
- 1.6%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance