California BanCorp \ CA (BCAL)
National Commercial Banks · Financial Services · $1.2B
Intrinsic Value (Consensus)
$40.33
Current Price
$38.60
Margin of Safety
+4.5%
4.5% Below Intrinsic Value
Value: $40
Price: $39
Valuation Model Estimates
Current Price: $38.60
DCF (Discounted Cash Flow)
$83.05
Graham Number
$27.91
Earnings Power Value
$18.74
Relative Value (P/E)
$38.60
Dividend Discount Model
$33.33
Consensus Value
$40.33
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.93
- EPS (Forward)
- $2.32
- Book Value
- $17.93
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 10.9%
- Debt/Equity
- 6%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.3%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance