BayCom Corp (BCML)
Banks - Regional · Financial Services · $344M
Intrinsic Value (Consensus)
$43.52
Current Price
$31.57
Margin of Safety
+37.9%
37.9% Below Intrinsic Value
Value: $44
Price: $32
Valuation Model Estimates
Current Price: $31.57
DCF (Discounted Cash Flow)
$75.57
Graham Number
$41.07
Earnings Power Value
$33.09
Relative Value (P/E)
$24.34
Dividend Discount Model
Not applicable
—
Consensus Value
$43.52
Model Assumptions
Discount Rate
10.3%
Growth Rate
10.1%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
65
Profitability
15/25
Strength
18/25
Valuation
22/25
Growth
10/25
Financial Health Signals
High free cash flow yield (8.7%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.42
- EPS (Forward)
- $2.66
- Book Value
- $31.03
- P/E Ratio
- 20.0
- Forward P/E
- 19.3
- PEG Ratio
- —
- ROE
- 7.1%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 10.1%
- Dividend Yield
- 0.7%
- Beta
- 0.29
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Data last updated: 2026-06-21
Source: Yahoo Finance