BayCom Corp (BCML)

State Commercial Banks · Financial Services · $476M

overvalued
Intrinsic Value (Consensus)
$35.90
Current Price
$43.60
Margin of Safety
-17.7%
17.7% Above Intrinsic Value
Value: $36
Price: $44

Valuation Model Estimates

Current Price: $43.60
DCF (Discounted Cash Flow)
$39.82
Graham Number
$39.02
Earnings Power Value
$21.17
Relative Value (P/E)
$43.60
Dividend Discount Model
$4.62
Consensus Value
$35.90

Model Assumptions

Discount Rate
10.3%
Growth Rate
3.8%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.18
EPS (Forward)
$2.26
Book Value
$31.03
P/E Ratio
20.0
Forward P/E
19.3
PEG Ratio
ROE
7.1%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
3.8%
Dividend Yield
0.7%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance