Business First Bancshares, Inc. (BFST)
Banks - Regional · Financial Services · $850M
Intrinsic Value (Consensus)
$37.55
Current Price
$28.79
Margin of Safety
+30.4%
30.4% Below Intrinsic Value
Value: $38
Price: $29
Valuation Model Estimates
Current Price: $28.79
DCF (Discounted Cash Flow)
$65.84
Graham Number
$45.21
Earnings Power Value
$32.85
Relative Value (P/E)
$30.19
Dividend Discount Model
$13.64
Consensus Value
$37.55
Model Assumptions
Discount Rate
10.3%
Growth Rate
10.1%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
72
Profitability
15/25
Strength
25/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
High free cash flow yield (10.8%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.99
- EPS (Forward)
- $3.29
- Book Value
- $30.39
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 9.8%
- Debt/Equity
- 0%
- Revenue Growth
- N/A
- Earnings Growth
- 10.1%
- Dividend Yield
- 0.3%
- Beta
- 0.80
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Data last updated: 2026-06-21
Source: Yahoo Finance