BAR HARBOR BANKSHARES (BHB)
State Commercial Banks · Financial Services · $773M
Intrinsic Value (Consensus)
$35.55
Current Price
$46.20
Margin of Safety
-23.1%
23.1% Above Intrinsic Value
Value: $36
Price: $46
Valuation Model Estimates
Current Price: $46.20
DCF (Discounted Cash Flow)
$32.92
Graham Number
$40.66
Earnings Power Value
$22.43
Relative Value (P/E)
$46.20
Dividend Discount Model
$3.86
Consensus Value
$35.55
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $2.31
- EPS (Forward)
- $2.36
- Book Value
- $31.81
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 6.9%
- Debt/Equity
- 25%
- Revenue Growth
- 3.4%
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.7%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance