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Bank of South Carolina Corporation (BKSC)

Banks - Regional ยท Financial Services ยท $89M

undervalued
Intrinsic Value (Consensus)
$20.35
Current Price
$16.00
Margin of Safety
+27.2%
27.2% Below Intrinsic Value
Value: $20
Price: $16

Valuation Model Estimates

Current Price: $16.00
DCF (Discounted Cash Flow)
$27.14
Graham Number
$15.11
Earnings Power Value
$19.86
Relative Value (P/E)
$29.00
Dividend Discount Model
$10.65
Consensus Value
$20.35

Model Assumptions

Discount Rate
10.3%
Growth Rate
3.6%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
63
Profitability
22/25
Strength
18/25
Valuation
19/25
Growth
4/25

Financial Health Signals

High free cash flow yield (10.0%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$1.45
EPS (Forward)
$1.50
Book Value
$7.00
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
โ€”
ROE
17.1%
Debt/Equity
โ€”
Revenue Growth
N/A
Earnings Growth
3.6%
Dividend Yield
1.7%
Beta
0.30

Data last updated: 2026-06-21

Source: Yahoo Finance