Sierra Bancorp (BSRR)
Banks - Regional · Financial Services · $518M
Intrinsic Value (Consensus)
$56.00
Current Price
$39.53
Margin of Safety
+41.7%
41.7% Below Intrinsic Value
Value: $56
Price: $40
Valuation Model Estimates
Current Price: $39.53
DCF (Discounted Cash Flow)
$56.80
Graham Number
$44.16
Earnings Power Value
$30.19
Relative Value (P/E)
$62.20
Dividend Discount Model
$86.67
Consensus Value
$56.00
Model Assumptions
Discount Rate
10.3%
Growth Rate
10.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
75
Profitability
18/25
Strength
25/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
Key Financials
- EPS (TTM)
- $3.11
- EPS (Forward)
- $3.43
- Book Value
- $27.87
- P/E Ratio
- 20.0
- Forward P/E
- 18.1
- PEG Ratio
- —
- ROE
- 11.6%
- Debt/Equity
- 14%
- Revenue Growth
- N/A
- Earnings Growth
- 10.3%
- Dividend Yield
- 0.4%
- Beta
- 0.77
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Data last updated: 2026-06-21
Source: Yahoo Finance