SIERRA BANCORP (BSRR)

State Commercial Banks · Financial Services · $814M

fair
Intrinsic Value (Consensus)
$56.00
Current Price
$62.20
Margin of Safety
-10%
10% Above Intrinsic Value
Value: $56
Price: $62

Valuation Model Estimates

Current Price: $62.20
DCF (Discounted Cash Flow)
$56.80
Graham Number
$44.16
Earnings Power Value
$30.19
Relative Value (P/E)
$62.20
Dividend Discount Model
$86.67
Consensus Value
$56.00

Model Assumptions

Discount Rate
10.3%
Growth Rate
10.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$3.11
EPS (Forward)
$3.43
Book Value
$27.87
P/E Ratio
20.0
Forward P/E
18.1
PEG Ratio
ROE
11.6%
Debt/Equity
14%
Revenue Growth
N/A
Earnings Growth
10.3%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance