Byline Bancorp, Inc. (BY)
Banks - Regional · Financial Services · $1.6B
Intrinsic Value (Consensus)
$43.99
Current Price
$35.16
Margin of Safety
+25.1%
25.1% Below Intrinsic Value
Value: $44
Price: $35
Valuation Model Estimates
Current Price: $35.16
DCF (Discounted Cash Flow)
$47.51
Graham Number
$42.59
Earnings Power Value
$28.06
Relative Value (P/E)
$57.80
Dividend Discount Model
$2.30
Consensus Value
$43.99
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.1%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
62
Profitability
18/25
Strength
18/25
Valuation
19/25
Growth
7/25
Financial Health Signals
High free cash flow yield (8.5%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.89
- EPS (Forward)
- $3.04
- Book Value
- $27.90
- P/E Ratio
- 20.0
- Forward P/E
- 19.0
- PEG Ratio
- —
- ROE
- 10.3%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 5.1%
- Dividend Yield
- 0.2%
- Beta
- 0.75
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Data last updated: 2026-06-21
Source: Yahoo Finance