Credit Acceptance Corporation (CACC)
Financial - Credit Services · Financial Services · $6.0B
Intrinsic Value (Consensus)
$475.57
Current Price
$579.77
Margin of Safety
-18%
18% Above Intrinsic Value
Value: $476
Price: $580
Valuation Model Estimates
Current Price: $579.77
DCF (Discounted Cash Flow)
$4737.56
Graham Number
$345.91
Earnings Power Value
$353.20
Relative Value (P/E)
$727.60
Dividend Discount Model
Not applicable
—
Consensus Value
$475.57
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
65
Profitability
25/25
Strength
15/25
Valuation
9/25
Growth
16/25
Financial Health Signals
Elevated debt — Debt/Equity ratio is 115%
Strong profitability — ROE of 28% (above 20% is excellent)
Strong earnings growth (20% YoY)
High free cash flow yield (17.4%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $36.38
- EPS (Forward)
- $43.66
- Book Value
- $146.18
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 27.8%
- Debt/Equity
- 115%
- Revenue Growth
- 7.2%
- Earnings Growth
- 20.0%
- Dividend Yield
- N/A
- Beta
- 1.39
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Data last updated: 2026-06-21
Source: Yahoo Finance