Carter Bankshares, Inc. (CARE)
Banks - Regional · Financial Services · $687M
Intrinsic Value (Consensus)
$35.85
Current Price
$30.98
Margin of Safety
+15.7%
15.7% Below Intrinsic Value
Value: $36
Price: $31
Valuation Model Estimates
Current Price: $30.98
DCF (Discounted Cash Flow)
$67.31
Graham Number
$24.25
Earnings Power Value
$13.40
Relative Value (P/E)
$27.60
Dividend Discount Model
$46.67
Consensus Value
$35.85
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
65
Profitability
15/25
Strength
18/25
Valuation
19/25
Growth
13/25
Financial Health Signals
Strong earnings growth (20% YoY)
Key Financials
- EPS (TTM)
- $1.38
- EPS (Forward)
- $1.66
- Book Value
- $18.94
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 7.5%
- Debt/Equity
- —
- Revenue Growth
- 4.6%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.5%
- Beta
- 0.55
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Data last updated: 2026-06-21
Source: Yahoo Finance