PATHWARD FINANCIAL, INC. (CASH)

National Commercial Banks · Financial Services · $3.7B

overvalued
Intrinsic Value (Consensus)
$86.88
Current Price
$157.40
Margin of Safety
-44.8%
44.8% Above Intrinsic Value
Value: $87
Price: $157

Valuation Model Estimates

Current Price: $157.40
DCF (Discounted Cash Flow)
$875.07
Graham Number
$80.37
Earnings Power Value
$76.41
Relative Value (P/E)
$157.40
Dividend Discount Model
$33.33
Consensus Value
$86.88

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$7.87
EPS (Forward)
$9.44
Book Value
$36.48
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
21.7%
Debt/Equity
4%
Revenue Growth
11.3%
Earnings Growth
20.0%
Dividend Yield
0.1%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance