Cathay General Bancorp (CATY)
Banks - Regional · Financial Services · $4.0B
Intrinsic Value (Consensus)
$94.49
Current Price
$59.11
Margin of Safety
+59.9%
59.9% Below Intrinsic Value
Value: $94
Price: $59
Valuation Model Estimates
Current Price: $59.11
DCF (Discounted Cash Flow)
$176.29
Graham Number
$66.80
Earnings Power Value
$44.08
Relative Value (P/E)
$90.80
Dividend Discount Model
$13.33
Consensus Value
$94.49
Model Assumptions
Discount Rate
10.3%
Growth Rate
14.9%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
75
Profitability
18/25
Strength
25/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
High free cash flow yield (9.2%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $4.54
- EPS (Forward)
- $5.22
- Book Value
- $43.68
- P/E Ratio
- 20.0
- Forward P/E
- 17.4
- PEG Ratio
- —
- ROE
- 10.8%
- Debt/Equity
- 4%
- Revenue Growth
- N/A
- Earnings Growth
- 14.9%
- Dividend Yield
- 0.0%
- Beta
- 0.86
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Data last updated: 2026-06-21
Source: Yahoo Finance