CATHAY GENERAL BANCORP (CATY)

State Commercial Banks · Financial Services · $6.1B

fair
Intrinsic Value (Consensus)
$94.49
Current Price
$90.80
Margin of Safety
+4.1%
4.1% Below Intrinsic Value
Value: $94
Price: $91

Valuation Model Estimates

Current Price: $90.80
DCF (Discounted Cash Flow)
$176.29
Graham Number
$66.80
Earnings Power Value
$44.08
Relative Value (P/E)
$90.80
Dividend Discount Model
$13.33
Consensus Value
$94.49

Model Assumptions

Discount Rate
10.3%
Growth Rate
14.9%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$4.54
EPS (Forward)
$5.22
Book Value
$43.68
P/E Ratio
20.0
Forward P/E
17.4
PEG Ratio
ROE
10.8%
Debt/Equity
4%
Revenue Growth
N/A
Earnings Growth
14.9%
Dividend Yield
0.0%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance