Colony Bankcorp, Inc. (CBAN)
Banks - Regional · Financial Services · $435M
Intrinsic Value (Consensus)
$28.11
Current Price
$20.57
Margin of Safety
+36.7%
36.7% Below Intrinsic Value
Value: $28
Price: $21
Valuation Model Estimates
Current Price: $20.57
DCF (Discounted Cash Flow)
Not applicable
—
Graham Number
$25.21
Earnings Power Value
$15.44
Relative Value (P/E)
$31.80
Dividend Discount Model
$40.00
Consensus Value
$28.11
Model Assumptions
Discount Rate
10.3%
Growth Rate
16.9%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
57
Profitability
15/25
Strength
10/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Negative free cash flow — company is burning cash
Strong earnings growth (17% YoY)
Key Financials
- EPS (TTM)
- $1.59
- EPS (Forward)
- $1.86
- Book Value
- $17.76
- P/E Ratio
- 20.0
- Forward P/E
- 17.1
- PEG Ratio
- —
- ROE
- 7.5%
- Debt/Equity
- 69%
- Revenue Growth
- N/A
- Earnings Growth
- 16.9%
- Dividend Yield
- 0.4%
- Beta
- 0.55
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Data last updated: 2026-06-21
Source: Yahoo Finance