Commercial Bancgroup, Inc. Common Stock (CBK)
Banks · Financial Services · $430M
Intrinsic Value (Consensus)
$54.00
Current Price
$31.38
Margin of Safety
+72.1%
72.1% Below Intrinsic Value
Value: $54
Price: $31
Valuation Model Estimates
Current Price: $31.38
DCF (Discounted Cash Flow)
$91.16
Graham Number
$37.18
Earnings Power Value
$28.64
Relative Value (P/E)
$59.00
Dividend Discount Model
Not applicable
—
Consensus Value
$54.00
Model Assumptions
Discount Rate
10.3%
Growth Rate
16.1%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
75
Profitability
18/25
Strength
25/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (16% YoY)
High free cash flow yield (8.2%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.95
- EPS (Forward)
- $3.43
- Book Value
- $20.83
- P/E Ratio
- 20.0
- Forward P/E
- 17.2
- PEG Ratio
- —
- ROE
- 13.0%
- Debt/Equity
- 28%
- Revenue Growth
- N/A
- Earnings Growth
- 16.1%
- Dividend Yield
- N/A
- Beta
- 0.68
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Data last updated: 2026-06-21
Source: Yahoo Finance