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Consumers Bancorp, Inc. (CBKM)

Banks - Regional ยท Financial Services ยท $90M

undervalued
Intrinsic Value (Consensus)
$35.23
Current Price
$28.50
Margin of Safety
+23.6%
23.6% Below Intrinsic Value
Value: $35
Price: $29

Valuation Model Estimates

Current Price: $28.50
DCF (Discounted Cash Flow)
$19.68
Graham Number
$38.95
Earnings Power Value
$26.89
Relative Value (P/E)
$55.40
Dividend Discount Model
$7.59
Consensus Value
$35.23

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
59
Profitability
18/25
Strength
18/25
Valuation
19/25
Growth
4/25

Key Financials

EPS (TTM)
$2.77
EPS (Forward)
$2.83
Book Value
$24.34
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
โ€”
ROE
11.4%
Debt/Equity
โ€”
Revenue Growth
N/A
Earnings Growth
2.0%
Dividend Yield
1.1%
Beta
-0.12

Data last updated: 2026-06-21

Source: Yahoo Finance