CONSUMERS BANCORP INC /OH/ (CBKM)

National Commercial Banks · Financial Services · $174M

overvalued
Intrinsic Value (Consensus)
$35.23
Current Price
$55.40
Margin of Safety
-36.4%
36.4% Above Intrinsic Value
Value: $35
Price: $55

Valuation Model Estimates

Current Price: $55.40
DCF (Discounted Cash Flow)
$19.68
Graham Number
$38.95
Earnings Power Value
$26.89
Relative Value (P/E)
$55.40
Dividend Discount Model
$7.59
Consensus Value
$35.23

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.77
EPS (Forward)
$2.83
Book Value
$24.34
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
11.4%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
2.0%
Dividend Yield
1.1%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance