Capital City Bank Group, Inc. (CCBG)
Banks - Regional · Financial Services · $812M
Intrinsic Value (Consensus)
$78.78
Current Price
$47.50
Margin of Safety
+65.9%
65.9% Below Intrinsic Value
Value: $79
Price: $48
Valuation Model Estimates
Current Price: $47.50
DCF (Discounted Cash Flow)
$157.00
Graham Number
$51.18
Earnings Power Value
$34.95
Relative Value (P/E)
$72.00
Dividend Discount Model
Not applicable
—
Consensus Value
$78.78
Model Assumptions
Discount Rate
10.3%
Growth Rate
15.4%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
75
Profitability
18/25
Strength
25/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (15% YoY)
High free cash flow yield (9.9%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $3.60
- EPS (Forward)
- $4.15
- Book Value
- $32.33
- P/E Ratio
- 20.0
- Forward P/E
- 17.3
- PEG Ratio
- —
- ROE
- 11.1%
- Debt/Equity
- 0%
- Revenue Growth
- N/A
- Earnings Growth
- 15.4%
- Dividend Yield
- N/A
- Beta
- 0.34
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Data last updated: 2026-06-21
Source: Yahoo Finance