Muncy Columbia Financial Corporation (CCFN)
Banks - Regional · Financial Services · $97M
Intrinsic Value (Consensus)
$56.53
Current Price
$27.40
Margin of Safety
+106.3%
106.3% Below Intrinsic Value
Value: $57
Price: $27
Valuation Model Estimates
Current Price: $27.40
DCF (Discounted Cash Flow)
$65.04
Graham Number
$38.54
Earnings Power Value
$49.82
Relative Value (P/E)
$72.74
Dividend Discount Model
Not applicable
—
Consensus Value
$56.53
Model Assumptions
Discount Rate
10.3%
Growth Rate
3.1%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
69
Profitability
18/25
Strength
25/25
Valuation
22/25
Growth
4/25
Financial Health Signals
Low debt — conservative balance sheet
High free cash flow yield (22.6%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $3.64
- EPS (Forward)
- $3.75
- Book Value
- $18.15
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 12.6%
- Debt/Equity
- 21%
- Revenue Growth
- N/A
- Earnings Growth
- 3.1%
- Dividend Yield
- N/A
- Beta
- 0.10
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Data last updated: 2026-06-21
Source: Yahoo Finance