CNB Financial Corporation (CCNE)
Banks - Regional · Financial Services · $683M
Intrinsic Value (Consensus)
$62.96
Current Price
$32.18
Margin of Safety
+95.6%
95.6% Below Intrinsic Value
Value: $63
Price: $32
Valuation Model Estimates
Current Price: $32.18
DCF (Discounted Cash Flow)
$129.52
Graham Number
$47.97
Earnings Power Value
$24.17
Relative Value (P/E)
$49.80
Dividend Discount Model
$63.33
Consensus Value
$62.96
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
72
Profitability
15/25
Strength
25/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
High free cash flow yield (8.6%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.49
- EPS (Forward)
- $2.99
- Book Value
- $41.07
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 7.6%
- Debt/Equity
- 8%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.4%
- Beta
- 0.64
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Data last updated: 2026-06-21
Source: Yahoo Finance