Capitol Federal Financial, Inc. (CFFN)
Savings Institution, Federally Chartered · Financial Services · $1.0B
Intrinsic Value (Consensus)
$10.89
Current Price
$8.10
Margin of Safety
+34.4%
34.4% Below Intrinsic Value
Value: $11
Price: $8
Valuation Model Estimates
Current Price: $8.10
DCF (Discounted Cash Flow)
$18.30
Graham Number
$9.80
Earnings Power Value
$5.05
Relative Value (P/E)
$10.40
Dividend Discount Model
$41.67
Consensus Value
$10.89
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
65
Profitability
15/25
Strength
12/25
Valuation
22/25
Growth
16/25
Financial Health Signals
Very high debt — Debt/Equity ratio is 272% (above 200% is risky)
Strong earnings growth (20% YoY)
Key Financials
- EPS (TTM)
- $0.52
- EPS (Forward)
- $0.62
- Book Value
- $8.20
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 6.5%
- Debt/Equity
- 272%
- Revenue Growth
- 6.5%
- Earnings Growth
- 20.0%
- Dividend Yield
- 1.2%
- Beta
- 1.00
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Data last updated: 2026-06-21
Source: Yahoo Finance