CULLEN/FROST BANKERS, INC. (CFR)
National Commercial Banks · Financial Services · $9.2B
Intrinsic Value (Consensus)
$118.08
Current Price
$145.69
Margin of Safety
-19%
19% Above Intrinsic Value
Value: $118
Price: $146
Valuation Model Estimates
Current Price: $145.69
DCF (Discounted Cash Flow)
$51.43
Graham Number
$126.19
Earnings Power Value
$96.31
Relative Value (P/E)
$198.40
Dividend Discount Model
Not applicable
—
Consensus Value
$118.08
Model Assumptions
Discount Rate
10.3%
Growth Rate
11.8%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
63
Profitability
18/25
Strength
17/25
Valuation
9/25
Growth
19/25
Key Financials
- EPS (TTM)
- $9.92
- EPS (Forward)
- $11.09
- Book Value
- $71.34
- P/E Ratio
- 20.0
- Forward P/E
- 17.9
- PEG Ratio
- —
- ROE
- 14.2%
- Debt/Equity
- —
- Revenue Growth
- 14.4%
- Earnings Growth
- 11.8%
- Dividend Yield
- N/A
- Beta
- 1.00
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Data last updated: 2026-06-21
Source: Yahoo Finance