CITY HOLDING CO (CHCO)

National Commercial Banks · Financial Services · $2.6B

fair
Intrinsic Value (Consensus)
$195.59
Current Price
$178.60
Margin of Safety
+9.5%
9.5% Below Intrinsic Value
Value: $196
Price: $179

Valuation Model Estimates

Current Price: $178.60
DCF (Discounted Cash Flow)
$253.33
Graham Number
$105.99
Earnings Power Value
$86.70
Relative Value (P/E)
$178.60
Dividend Discount Model
$353.33
Consensus Value
$195.59

Model Assumptions

Discount Rate
10.3%
Growth Rate
13.2%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$8.93
EPS (Forward)
$10.11
Book Value
$55.91
P/E Ratio
20.0
Forward P/E
17.7
PEG Ratio
ROE
16.1%
Debt/Equity
19%
Revenue Growth
N/A
Earnings Growth
13.2%
Dividend Yield
0.6%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance