CINCINNATI FINANCIAL CORP (CINF)
Fire, Marine & Casualty Insurance · Financial Services · $33.8B
Intrinsic Value (Consensus)
$212.80
Current Price
$170.23
Margin of Safety
+25%
25% Below Intrinsic Value
Value: $213
Price: $170
Valuation Model Estimates
Current Price: $170.23
DCF (Discounted Cash Flow)
$235.01
Graham Number
$165.49
Earnings Power Value
$147.28
Relative Value (P/E)
$303.40
Dividend Discount Model
$15.94
Consensus Value
$212.80
Model Assumptions
Discount Rate
10.3%
Growth Rate
4.4%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
78
Profitability
22/25
Strength
24/25
Valuation
19/25
Growth
13/25
Financial Health Signals
Low debt — conservative balance sheet
High free cash flow yield (9.2%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $15.17
- EPS (Forward)
- $15.84
- Book Value
- $80.24
- P/E Ratio
- 20.0
- Forward P/E
- 19.2
- PEG Ratio
- —
- ROE
- 15.0%
- Debt/Equity
- 5%
- Revenue Growth
- 11.4%
- Earnings Growth
- 4.4%
- Dividend Yield
- 0.3%
- Beta
- 1.00
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Data last updated: 2026-06-21
Source: Yahoo Finance