COMMUNITY BANCORP /VT logo

COMMUNITY BANCORP /VT (CMTV)

National Commercial Banks ยท Financial Services ยท $242M

undervalued
Intrinsic Value (Consensus)
$66.20
Current Price
$41.27
Margin of Safety
+60.4%
60.4% Below Intrinsic Value
Value: $66
Price: $41

Valuation Model Estimates

Current Price: $41.27
DCF (Discounted Cash Flow)
$122.04
Graham Number
$36.23
Earnings Power Value
$29.22
Relative Value (P/E)
$60.20
Dividend Discount Model
$83.33
Consensus Value
$66.20

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
74
Profitability
18/25
Strength
24/25
Valuation
22/25
Growth
10/25

Financial Health Signals

Low debt โ€” conservative balance sheet
Strong earnings growth (20% YoY)

Key Financials

EPS (TTM)
$3.01
EPS (Forward)
$3.61
Book Value
$19.38
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
โ€”
ROE
14.9%
Debt/Equity
5%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-21

Source: Yahoo Finance